Having a bankruptcy dismissed can be a very, very negative mark on your credit history that will remain for the better part of 10 years. It does not go away, you cannot challenge it being on your credit or poor, and you will be feeling the effects of this for years to come. It does not however, have to stand in the way of you being able to obtain auto financing. There are a couple lenders on the Internet that specialize in just this type of situation.

If you have had a chapter 13 bankruptcy dismissed, then you may refile at any time. Generally, you can simply make one payment to your attorney and refile within a day or two. Keep in mind, that as soon as your bankruptcy dismissal papers reached the desks of your creditors, they will be coming after your vehicle and anything else that was a secured loan and included in the bankruptcy. So if you want to protect what you have then it may be a very good idea to go ahead and contact your attorney.

If you have had a chapter 7 bankruptcy dismissed, you may or may not be able to refile. When chapter 7 bankruptcies are discharged there is a minimum of seven years that you must wait before you can file a Chapter 7 bankruptcy again. You should certainly contact your attorney to see what available options that you have.

If your bankruptcy has been officially dismissed and you need auto financing, there are a few sources that can help you do that. If you choose to pursue this alternative route of obtaining auto financing then you will be very pleased with the terms of your loan. Qualifying is very easy and your monthly payments are based upon your monthly income.

Enter your ZIP code and household monthly income at http://www.MyCreditTree.Net/ and see if there is a lender that will approve you for a no money down car loan.

You can also apply at http://www.FundMyVehicle.Net/ and get approved in 45 seconds.

Christopher Love is a Platinum Level Author with over 50 published articles relating to bad credit auto financing.